Capbees Services LLP
We provides various loan products and financial services. This Legal Policy governs the terms and conditions of all loan agreements between Capbees and its customers
By availing any loan product from Capbees Services LLP, you agree to the terms and conditions set forth in the loan agreement, including the repayment schedule, interest
rates, and any applicable fees or charges.
Our loan products include:
● Personal Loans
● Business Loans
● Vehicle Loans
● Mortgage Loans
● Home Loans
Eligibility criteria and required documentation for each loan
type are outlined in the respective loan sections. You must provide accurate and truthful information when applying for a loan. Failure to do so may result in the rejection of your loan
application or legal action.
Repayment terms, including tenure and interest rates, are specified in the loan agreement. It is your responsibility to adhere to the repayment schedule. Failure to make timely payments may result in penalties, additional interest, and legal action.
You may prepay or foreclose your loan as per the terms specified in your loan agreement. Typically, there are no prepayment penalties, but it is important to refer to your specific loan agreement for details
In case of default, Capbees reserves the right to take appropriate legal action to recover the outstanding loan amount, including but not limited to repossession of
collateral, legal proceedings, and reporting to credit bureaus.
We ensure that your personal and financial information is kept confidential and secure. Access to this information is restricted to authorized personnel only.
Any disputes arising out of or in connection with the loan agreement shall be resolved through arbitration, as per the Arbitration and Conciliation Act, 1996. The place of arbitration shall be [Indian], and the language of arbitration shall be English.
The loan agreement and any disputes arising therefrom shall be governed by and construed in accordance with the laws of India.
Capbees Services LLP
Capbees Services LLP is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you apply for and use our loan products.
We collect personal and financial information from you when you apply for a loan. This may include:
● Name, address, and contact details
● Date of birth and identification documents (Aadhaar, PAN, Passport)
● Employment and income details
● Bank account and financial statements
● Property details (for secured loans)
We use your information to:
● Process your loan application
● Verify your identity and eligibility
● Assess your creditworthiness
● Manage and service your loan
● Communicate with you regarding your loan
● Comply with legal and regulatory requirements
We may disclose your information to:
● Credit bureaus and rating agencies
● Third-party service providers for processing and managing your loan
● Legal and regulatory authorities as required by law.
● Affiliates and partners for marketing and promotional purposes, with your consent.
We implement appropriate technical and organizational measures to protectyour personal information against unauthorized access, alteration, disclosure, or destruction.
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected and to comply with legal and regulatory requirements.
You have the right to:
● Access and review your personal information
● Request correction of inaccurate or incomplete information
● Withdraw consent for certain data processing activities
● Request deletion of your personal information, subject to legal and contractual
obligations
Our website may use cookies and similar tracking
technologies to enhance your browsing experience. You can manage your cookie preferences through your browser settings.
We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on our website and updating the effective date.
If you have any questions or concerns about our Legal or Privacy Policy, please contact us at:
● Email: support@capbees.in
Personal Loans
● Usage: Personal loans can be used for any legitimate personal financial need, including but not limited to medical expenses, travel, education, or debt consolidation.
● Collateral: Personal loans are typically unsecured and do not require collateral.
Business Loans
● Usage: Business loans are intended for business-related expenses such as working capital, expansion, equipment purchase, etc.
● Collateral: Depending on the loan amount and terms, collateral may be required.
Vehicle Loans
● Usage: Vehicle loans can be used to purchase new or used cars, two-wheelers, or commercial vehicles.
● Collateral: The vehicle purchased typically serves as the collateral for the loan.
Mortgage Loans
● Usage: Mortgage loans are secured against property and can be used for various
purposes including home purchase, home equity, or commercial property financing.
● Collateral: The property against which the loan is taken serves as the collateral.
Home Loans
● Usage: Home loans can be used for purchasing a new home, constructing a new home,
home improvement, or home extension.
● Collateral: The home or property being financed serves as the collateral.
Head office address:
Call for help:
+91 7400466191