Home Loans
Achieve your dream of owning a home with Capbees. We provide easy home loan solutions, competitive interest rates, and a quick application process. Our expert team is ready to assist you at every step, making your home-buying experience smooth and hassle-free. Whether you’re buying your first home or investing in property, Capbees is here to help you every step of the way.
Capbees Services LLP Home Loan Options
● Loan Amount: 85% to 95% of the property's market value
● Interest Rates: 08.00% - 14.00% per annum.
● Repayment Terms: Up to 30 years.
● Loan Amount: Up to the outstanding balance of the existing loan.
● Interest Rates: 08.00% - 14.00% per annum.
● Repayment Terms: Remaining tenure of the existing loan or extended tenure.
To qualify for a personal loan with Capbees Services LLP, applicants must meet the following
criteria:
1. Age: Above 22 Years
2. Residency: Indian
3. Credit Score: 700+.
4. Income: Minimum monthly income of ₹25,000.
1. Identity Proof (any two):
○ Aadhaar Card
○ PAN Card
○ Passport
○ Voter ID
○ Driving License
2. Address Proof (any one):
○ Aadhaar Card
○ Passport
○ Utility bills (electricity) not older than 3 months
○ Rent agreement
○ Voter ID
3. Income Proof:
○ Latest 3 months' salary slips
○ Latest 1 year' bank statements showing salary credits
○ Form 16 or Income Tax Returns (ITR) for the last 2 years
4. Employment Proof:
○ Employee ID card
○ Appointment letter and/or confirmation letter from current employer
5. Property Documents:
○ Agreement to sale
○ Title deed of the property
○ Property tax receipts
○ Encumbrance certificate
○ Approved building plan
6. Photographs:
○ Recent passport-sized photographs (usually 2)
For Business Owner:
7. Income Proof:
○ Income Tax Returns (ITR) for the last 02-03 years
○ Balance sheet and Profit & Loss account statements for the last 02-03 years,
audited by a certified CA
○ Current account bank statements for the last 6 months
8. Business Proof:
○ Business registration certificate (e.g., GST registration, shop establishment
certificate)
9. Property Documents:
○ Agreement to sale
○ Title deed of the property
○ Property tax receipts
○ Encumbrance certificate
○ Approved building plan