Mortgage Loan Options
Capbees Loan Services provides dynamic mortgage loans tailored to your homeownership dreams. With competitive rates and flexible terms, we simplify the borrowing process, ensuring quick approvals and personalized support. Whether you’re buying your first home or refinancing, our dedicated team is here to help you every step of the way. Secure your future with Capbees today.
Capbees Services LLP Mortgage Loan Options
● Loan Amount: ₹5,00,000 - ₹10,00,00,000.
● Interest Rates: 9.50% - 16.00% per annum.
● Repayment Terms: 05 - 15 years.
● Loan Amount: Up to the outstanding balance of the existing loan.
● Interest Rates: 8.50% - 15.00% per annum.
● Repayment Terms: Remaining tenure of the existing loan or extended tenure.
To qualify for a mortgage loan with Capbees Services LLP, applicants must meet the following
criteria.
1. Age: Above 22 Years
2. Residency: Indian
3. Credit Score: 700+.
4. Income: Minimum monthly income of ₹25,000.
1. Identity Proof (any two):
○ Aadhaar Card
○ PAN Card
○ Passport
○ Voter ID
○ Driving License
2. Address Proof (any one):
○ Aadhaar Card
○ Passport
○ Utility bills (electricity) not older than 3 months
○ Rent agreement
○ Voter ID
3. Income Proof:
○ Latest 3 months' salary slips
○ Latest 1 year' bank statements showing salary credits
○ Form 16 or Income Tax Returns (ITR) for the last 2 years
4. Employment Proof:
○ Employee ID card
○ Appointment letter and/or confirmation letter from current employer
5. Property Documents:
○ Agreement to sale
○ Title deed of the property
○ Property tax receipts
○ Encumbrance certificate
○ Approved building plan
6. Photographs:
○ Recent passport-sized photographs (usually 2)
For Business Owner:
7. Income Proof:
○ Income Tax Returns (ITR) for the last 02 - 03 years
○ Balance sheet and Profit & Loss account statements for the last 02 - 03 years,
audited by a certified CA
○ Current account bank statements for the last 6 months
8. Business Proof:
○ Business registration certificate (e.g., GST registration, shop establishment
certificate)