Terms Governing the Use of Capbees Services LLP Services
Welcome to Capbees Services LLP These terms and conditions govern your use of our loan products and financial services, as well as your access to our website and online services. By using our services, you agree to comply with these Terms. If you do not agree with these Terms, please do not use our services.
To use our services, you must:
● Be at least 21 years old.
● Be a resident of India.
● Have the legal capacity to enter into a binding agreement.
● Provide accurate and complete information when applying for our services.
● Application: To apply for a loan, you must complete and submit an application form along with the required documents. The information provided must be accurate, truthful, and up-to-date.
● Approval: Loan approval is subject to our internal credit assessment and verification process. We reserve the right to approve or reject any loan application at our sole discretion.
Upon approval of your loan application, you will be required to enter into a formal loan agreement with Capbees. The loan agreement will outline the terms and conditions specific to your loan, including the loan amount, interest rate, repayment schedule, fees, and other relevant details.
● Interest Rates: The interest rate applicable to your loan will be specified in your loan agreement. Interest rates may vary based on the type of loan, loan amount, tenure, and
your credit profile.
● Fees: You may be required to pay certain fees, including but not limited to processing fees, prepayment charges, late payment fees, and other applicable charges as specified in your loan agreement.
● Schedule: You are required to repay the loan amount along with applicable interest and fees as per the repayment schedule outlined in your loan agreement.
● Mode of Payment: Repayments can be made through electronic transfers, cheques, or any other mode of payment specified by Capbees.
● Late Payments: Failure to make timely repayments may result in additional interest
charges, late payment fees, and adverse effects on your credit score.
You may prepay or foreclose your loan before the end of the loan tenure as per the terms specified in your loan agreement. Prepayment or foreclosure charges, if any, will also be outlined in the loan agreement.
In the event of a default, Capbees reserves the right to take appropriate legal action to recover the outstanding loan amount. This may include:
● Initiating legal proceedings.
● Reporting the default to credit bureaus.
● Repossession of collateral (for secured loans).
● Engaging third-party recovery agents.
● Personal Information: We collect and process your personal information in accordance with our Privacy Policy. By using our services, you consent to such processing and
agree that the information provided is accurate.
● Data Security: We implement appropriate measures to protect your personal information against unauthorized access, disclosure, or misuse.
Capbees reserves the right to modify these Terms at any time. Any changes will be effective upon posting on our website. Your continued use of our services constitutes acceptance of the updated Terms.
● By You: You may terminate your use of our services at any time by repaying any outstanding loan amounts and fulfilling all obligations under the loan agreement.
● By Us: We reserve the right to terminate or suspend your access to our services at any time, with or without notice, for any reason, including but not limited to breach of these Terms.
Capbees shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services, including but not limited to loss of profits, data, or goodwill.
These Terms and any disputes arising out of or in connection with them shall be governed by and construed in accordance with the laws of India. The courts of [City] shall have exclusive jurisdiction over any disputes arising under these Terms.
If you have any questions or concerns about these Terms, please contact us at:
● Email: support@capbees.in
Get your loan approved in as little as 48 hours.
Enjoy some of the lowest rates in the market.
Choose a repayment plan that fits your budget.
What you see is what you get. No surprises.
Apply Online: Fill out our simple application form.
Get Approved: Our team reviews and approves your application quickly.
Receive Funds: Access your funds within 48 hours of approval.
Repay Easily: Flexible repayment options to suit your financial situation